What Areas Are Covered Under Workers' Compensation?
Navigating the labyrinth that is workers' compensation can be quite challenging to any layperson, mainly if this is during the aftermath of the death of a loved one or a severe injury. Hence, it is judicious to enlist the services of a compensation lawyer since they will be most adept at ensuring you get what is owed to you.
Nonetheless, this by no means suggests that you should not have a grasp on what workers' compensation will generally cover. Understanding what the employer is liable to pay for can go a long way in managing your expectations regarding the compensation amount. This article delves into the various areas that are covered under workers' compensation.
Workers' compensation for lost income
If you have acquired a workplace injury severe enough to keep you from carrying out your employment responsibilities, then you are entitled to be compensated for lost wages. It is critical to follow up on this compensation, or you may find yourself stumped as to how to make ends meet, mainly if you will be out of commission for a significant amount of time.
Take note, however, that the workers' compensation may not reimburse you your full salary. Specific factors will be taken into consideration such as the type of injury acquired, and the prognosis arrived at by the doctor, as well as the duration that you will need to recuperate before going back to work.
Workers' compensation for medical expenses
Another area that falls under your workers' compensation is medical costs. Nonetheless, not many people know what should be paid for precisely through their compensation. In addition to the expenses incurred for the treatment of the injury, your workers' compensation should also cover any tests related to the workplace injury.
If you require rehabilitative therapy to heal from your injury, then you should also pursue compensation for the subsequent bills. Keep in mind that for you to get the full compensation for your medical expenses, you need to furnish your employer and insurer with all your medical records to legitimise your claim.
Workers' compensation for death
The loss of a loved one can be a traumatic experience and with it comes a host of expenses. But if your loved one lost their life due to either a work-related accident or they developed a terminal illness due to their occupation, then you are entitled to death benefits. The workers' compensation will function to reimburse the family income that was lost by the passing of their loved one.
For more information, contact a law office like Bell Lawyers.